Financial Health Quiz

When it comes to your finances, you’re experiencing a boatload of stress, overwhelm, and frustration (maybe with a dollop of burnout and hopelessness thrown in).

You feel close to the financial edge. You constantly worry if everything will fall into place so that you can pay your bills. You’ve probably got credit card debt and/or student loans, and use your credit cards most months to bridge the gap between when you spend and when you finally get paid.

You know you need emergency savings, so you put a little money aside, but then you’re short on cash, so you empty it again. Your savings account is a revolving door- you wonder why you even bother.

Saving for retirement? A pipe dream. You know it’s important, and you’re stressed that you’re not doing it, but there are too many things to worry about this minute to consider 30 years from now. Even if you had the money or time, you wouldn’t know where to start. It’s like a foreign language, and it seems safer not to try.

Mostly you just want to be able to buy a gift without first checking your bank balance or go on a modest vacation without worrying you won’t make rent. You can’t think long-term; you just want to get to the next job or the next paid invoice.

If any of this sounds familiar, you’re not alone. Being a self-employed creative comes with unique challenges, and conventional financial wisdom just doesn’t apply. You feel isolated, and without direction, and like maybe you’re the problem. Everyone else seems to be doing better than you, so instead of seeking support, you hide from it and tell yourself this is just how it is if you want to live a creative life.

It doesn’t have to be this way. With small, continuous shifts over time, you can completely transform your financial world.

I believe financial security breaks down into three parts - clarity, stability & investment. You start by clarifying where you are, then you put systems in place to stabilize your finances, and then invest in protecting and growing your assets.

Keep your eyes on your inbox this week. I’ll break down each area based on your results and dive deeper into the steps you can take to get control over your finances and start enjoying your life.