Financial Health Quiz

You’re on the right track, but you’re probably feeling some ongoing stress, overwhelm, and frustration. You’ve got a few systems in place, which is awesome! You separate your business and personal accounts, and you’ve got at least one month of emergency savings. Nice! But your income varies monthly, so you bridge the gap with credit cards or by changing the definition of an “emergency” to “oh shit rent is due again.”

You make ends meet, but it’s touch and go. It’s hard to plan or see ahead to the future. You’d like to take a vacation without worrying it will throw everything off, or buy that new computer or course you really need without increasing your debt. You’re thinking and stressing about money a lot of the time, and it distracts you from enjoying your life.

You don’t have an ongoing tracking system for your expenses, and you find budgeting overwhelming or a waste of time. How much you pay yourself varies according to how much you bring in each month, and the lack of predictability in your income makes most months stressful.

You might be saving for retirement when you can scrounge up the cash at the end of the year, but you don’t have an ongoing plan for it.

If any of this sounds familiar, you’re not alone. Being a self-employed creative comes with unique challenges, and conventional financial wisdom just doesn’t apply. You feel isolated, and without direction, and like maybe you’re the problem? Everyone else seems to be doing better than you, so instead of seeking support, you hide from it and tell yourself this is just how it is if you want to be a creative.

It doesn’t have to be this way. With small, continuous shifts over time, you can completely transform your financial world.

I believe financial security breaks down into three parts - clarity, stability & investment. You start by clarifying where you are, then you put systems in place to stabilize your finances, and then invest in protecting and growing your assets.

Keep your eyes on your inbox this week. I’ll break down each area based on your results and dive deeper into the steps you can take to get control over your finances and start enjoying your life.